Pots, pots, pots.  We all have different pots where we keep our financial assets.  Some pots have been taxed.  Others, like IRAs and retirement plans, have never been taxed.  At 70 ½ the IRS will make you take some out of your IRA pot and pay taxes.  The penalties for not taking enough out are fearsome.

Figuring out which pot to take money from to replace your paycheck when you leave your job is a confusing task for most folks.  Income tax, estate tax, investment location and certainty of monthly cash flow all come into play.

We help you determine how much to take out of each pot, how to get it to your checking account and keep the IRS out of your hair.