Retirement Planning

“Retirement” can mean many different things.  Whether it conjures up images of sitting in a comfortable chair on the front porch, traveling around the world or pursuing a new career or hobby, it involves financial as well as emotional challenges most have never before faced.

Our Family Financial Model is the linchpin for helping our clients plan for the retirement they envision.  We model multiple scenarios (using sensitivity simulation analysis) to show the tradeoffs of various choices, such as different spending or savings levels, alternative retirement dates, varying asset allocations, gifts to family or charity, and even career choices.  In some cases, our clients are likely to achieve their goals and could reach for even more, while in other cases our clients recognize the need to take steps to ensure their goals are met, such as working longer than they might have planned or trimming expenses.

Most Americans spend five times as much time planning their vacations as they do planning their retirement years.  We take the pain out of the process so that you can look forward to achieving your dreams.

• Timothy was a new client who arrived here upon receiving a severance package from his company several years ago. He had worked for the same company for over 30 years and it was the only place he ever worked.  Read More.