- Inputs
- Your assets – stocks, bonds, cash, business interests, home, investment real estate, stock options, insurance, IRA’s, 401(k)s, pensions
- Your liabilities – mortgages, other loans, alimony, child support,
- Your family goals – children’s or grandchildren’s education, vacation home, yacht, mid-life crisis sports car, your legacy
- Process
- We take your assets, your liabilities, your income and expenses, and we project them forward throughout your lifetime.
- We then simulate different investment results - good years, bad years, mediocre years – as if you lived your life a thousand different times.
- Outputs
- This illustrates the likelihood that you’ll be able to achieve your financial goals.
- We run multiple scenarios to help you decide when to retire, how much money to spend, whether you can afford the midlife crisis car, the villa in Italy, or a different career.
- This is a critical tool in the design of your investment policy.
